Home Money Making Factors Assessment 2023 – How A lot Can You Make?

Factors Assessment 2023 – How A lot Can You Make?

Factors Assessment 2023 – How A lot Can You Make?


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Factors is a perfect platform if you wish to place all of your loyalty applications in a single place. You possibly can monitor your factors, redeem rewards, and in chosen applications, change factors, and miles to make use of with one other program. How a lot you may make depends upon the factors you accumulate. In relation to redeeming your factors, you may get at the very least $25 value of reward playing cards from well-liked shops, like Amazon.


  • Straightforward-to-use platform
  • Join in minutes
  • Litter-free consumer interface
  • Present card rewards from over 100 shops


  • Restricted loyalty applications
  • No cellular app

Soar to: Full Assessment

Examine to Different Cashback Websites


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As much as 10% cashback from shops – Walmart, Amazon, Greatest Purchase, JCPenney

Most members can earn an additional $50 – $200 a month utilizing Swagbucks


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Get $10 money again bonus after spending $25 with any of 1000+ manufacturers

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20 million members earn on common $345 money again a yr (4400 retailers)

Beneficiant cashback gives and offers – as much as 65% from a few of retailers

Get notifications of newest offers with cellular app or browser extension

How Does Factors Work?

Factors is a web based platform the place you possibly can place all of your loyalty applications to simply monitor, change, and reward factors. It was launched in 2000 in Toronto, Canada, aiming to supply an progressive answer to handle and redeem loyalty currencies.  

Factors work fairly in contrast to your typical cashback web site. Though, equally, you’ll want to enroll first to start out utilizing its Loyalty Pockets.

From there, you possibly can add loyalty applications you at the moment are a member of. Including a loyalty program requires you to sign up to your account on that platform by Factors Loyalty Pockets. Presently, Factors permit customers so as to add as much as practically 100 loyalty applications. 

Upon getting your loyalty program accounts listed in your Factors Loyalty Pockets, you possibly can simply monitor your factors steadiness. Factors updates your factors and miles in real-time, so, as a substitute of opening a number of apps you possibly can open Factors and examine all these. 

Moreover, Factors permit you to redeem your factors and miles to reward playing cards proper by the app. Once more, this completely skips the half the place you might want to manually examine every loyalty program’s web site or app to redeem your rewards. 

Lastly, Factors gives an progressive option to maximize your rewards by factors and miles. Utilizing this platform, you possibly can change factors from one loyalty program to a different. 

This manner, you possibly can nonetheless attain the minimal threshold to redeem rewards with out rising your buy prices. Simply notice that not all loyalty applications assist this function, so that you would possibly encounter some factors or miles that aren’t exchangeable in any respect.

How A lot Cashback Can You Get With Factors?

How a lot you possibly can earn with Factors depends upon the loyalty applications you register on the platform. However to present an thought, you possibly can stand up to 100% bonus miles in some airline loyalty applications.

As for redeeming rewards, applications have various charges. For instance, you’ll want round 10,687 miles from Hawaiian airways to get a $25 value of reward card.

Nevertheless, you’ll want solely 7,125 Saga factors from Icelandair to get the identical quantity on a present card.

Factors Critiques: is Factors Legit?

Though Factors is a professional platform to trace your factors and miles, there are restricted scores and critiques you will discover about it on-line. On Trustpilot, it has a 3.2 ranking from one consumer. It claims that Factors.com is just not processing its refund. 

Whereas this evaluation talks of Factors.com, it does appear odd for the reason that platform doesn’t course of any purchases or funds. Much like this evaluation, Factors.com obtained a 1.0 ranking from the Higher Enterprise Bureau. 

Based mostly on the shopper’s grievance, Factors was charging them more cash to purchase additional factors. However primarily based on Factors.com’s reply on this subject, the shopper ought to be addressing the issue with the airline they purchased the factors and tickets from.

So, general, there may be no different issues and issues that customers discover value reporting on trusted platforms, like BBB and Trustpilot. 

Who’s Factors Greatest for?

Factors is finest for savvy buyers as it may well show you how to get factors, redeem rewards, and obtain cashback. With Factors Loyalty Pockets, you possibly can place all of your loyalty applications in a single place and conveniently examine your factors. 

That is one other must-have for those who’re trying to get probably the most out of your purchases. On high of purchasing by high cashback websites, collaborating in loyalty applications can improve your cash’s value by cashback and financial savings. 

Lastly, the largest flex of Factors is its skill to change factors and miles from one program to a different. 

Suppose you’re trying to redeem an thrilling reward at one loyalty program however discovered you lack factors there. 

In that case, you possibly can examine if factors out of your different loyalty applications are exchangeable to that program. This completely prevents customers from having unused and expired factors. 

Factors Companion Shops

Factors companions with the next applications and shops:

Hawaiian Airways Advance Auto Elements Bathtub&Physique Works Chipotle
Melia Rewards Aeropostale Mattress Bathtub & Past Dairy Queen
IHG Rewards Amazon.com Greatest Purchase Domino’s Pizza
IcelandAir Applebee’s Boston Market Exxon
Trident Privilege Arby’s Burger King Hole
76 Fuel Station BP CVS Pharmacy Gulf
AMC Theaters Banana Republic Chevron JC Penney
Arco Barnes & Noble Chili’s Kohl’s
Lowe’s Outback Steakhouse Staples Subway
Macy’s Panera Bread Shell Goal
Previous Navy Papa John’s Starbuck’s Wayfair

Factors Options: What Does Factors Supply?

Factors and Miles Monitoring

By including loyalty applications to your Factors Loyalty Pockets, you possibly can simply monitor them in real-time. Out there factors and miles will present in your Factors Loyalty Pockets Dashboard. 

Apart from that, you may also get an summary of whether or not this system helps redemption, change, shopping for, and gifting by Factors. In such instances, you would possibly get redirected to this system’s official web site to finish your request. 

Rewards Redemption

You possibly can redeem factors and miles to reward playing cards from over 100 retailers and eating places. For this function, be sure to’re logged in to your Factors account and navigate to Redeem. 

It would immediate you to pick out a program and when you do, you’ll see the checklist of outlets. 

Factors Change

To change factors or miles, you’ll want to pick out two applications out of your Loyalty Pockets. After that, you possibly can view the Change Guidelines to understand how a lot the minimal threshold is. 

For instance, Hawaiian Airways requires at the very least 5,000 HawaiianMiles to change. In the meantime, Factors don’t have any minimal threshold to change factors.    

Factors Internet Platform

You possibly can entry your Factors account by its internet platform. It’s accessible by the next internet browsers and units:

  • Web Explorer 9 or greater
  • Safari
  • Chrome
  • Firefox
  • iPhone 4 or later fashions
  • Android Nexus 5

Is Factors Free?

Sure, it’s fully free to enroll and use Factors. You possibly can redeem and monitor your factors free of charge. 

Nevertheless, exchanging factors throughout completely different applications are topic to change charges, that are sometimes not 1:1 worth. 

Factors Payout Phrases and Choices?

With Factors, you possibly can redeem reward playing cards so long as you have got adequate factors or steadiness in your account. While you redeem a present card, the platform asks for both your transport handle or e-mail handle. 

After initiating the redemption, it’ll take 5 to 7 enterprise days for the seller to course of your request. As soon as finished, you’ll obtain the reward card by the common put up for those who opted for the mail-in possibility. 

For digital reward playing cards, the retailer will ship them by e-mail. It could sometimes take as much as 10 enterprise days to redeem and obtain the reward playing cards. 

What Are the Factors Execs & Cons?

Factors Execs

  • Straightforward-to-use platform
  • Join in minutes
  • Litter-free consumer interface
  • Supply reward card rewards from over 100 shops

Factors Cons

  • Restricted loyalty applications
  • No cellular app

How Good is Factors Assist?

Factors have a Assist and Assist web page the place you will discover solutions to probably the most generally requested questions. Moreover, you will discover there the hyperlink to contact their buyer assist workforce.

Observe that buyer assist sometimes replies inside 3 enterprise days. Additionally, it operates Monday to Friday, 9 AM to five PM ET. 

Factors Assessment Verdict: is Factors Value It?

Factors is a perfect platform if you wish to place all of your loyalty applications in a single place. You possibly can monitor your factors, redeem rewards, and in chosen applications, change factors, and miles to make use of with one other program. 

How a lot you may make depends upon the factors you accumulate. In relation to redeeming your factors, you may get at the very least $25 value of reward playing cards from well-liked shops, like Amazon and Goal. 

Apart from redeeming reward playing cards, you may also lower your expenses in your travels utilizing factors and miles from a number of loyalty applications. In any case, you possibly can change factors from one and use them in one other program. Contemplating all these advantages, Factors stay free to make use of.  

The best way to Signal Up With Factors?

To enroll with Factors, go to their web site and click on on the Signal-Up button subsequent to the Signal In button. Factors will ask in your e-mail, first and final names, and most well-liked password. 

Ensure that to click on the Person Settlement and Privateness Coverage possibility earlier than clicking on Join. Alternatively, you should use your Fb account to join the platform. 

From the sign-up web page, Factors will affirm if in case you have a earlier account with them. If that’s the case, it’ll present you an choice to hyperlink that earlier account. In any other case, you possibly can select the Get Began possibility. 

When you get on the principle dashboard, you can begin including loyalty applications to your account. You possibly can choose a number of from the checklist and click on on Save. Factors will add these applications to your Loyalty Pockets. 

To start out monitoring, redeeming, and exchanging factors, you’ll must sign up to your Loyalty Program by Factors by clicking on Register.  

Websites Like Factors

Factors vs. Swagbucks

Swagbucks Abstract

  • 18 methods to earn cash and e-gift playing cards
  • $5 join bonus
  • As much as 10% cashback when purchasing on-line
  • $1 minimal e-gift card withdrawal

In the event you’re in search of some free reward playing cards, Swagbucks is a good various to Factors. Each platforms depend on level techniques, with Swagbucks utilizing the SB Factors. When you accumulate a sure quantity, you should use these factors to say reward playing cards.

However in contrast to Factors, Swagbucks solely allows you to monitor and use its very personal loyalty foreign money. For that, you’ll want to put in a separate app in your gadget or bear in mind to examine your account by their web site, which might be such a trouble.  

Factors vs. BeFrugal

BeFrugal Abstract

  • Assured to have the best cashback
  • Greater than 5000 shops to get cashback
  • Over 5 other ways to get rewards
  • 6 other ways to money out your earnings

Websites BeFrugal and Factors make it doable to get financial savings from in any other case expensive purchases. BeFrugal is a money-back web site the place you may get cashback on-line purchasing. 

It principally caters to on-line retail shops, however there are additionally airways and journey bookings. This on-line rebate web site even consists of Hawaiian Airways, one of many loyalty applications you possibly can add on Factors. It offers as much as 2.5% cashback once you e-book by BeFrugal. 

Factors vs. TopCashback

TopCashback Abstract

  • Get 100% of all of the money again you earn
  • No minimal threshold to money out
  • Earn money again at over 4400 associate shops
  • Earn as much as 25% money again and reductions

TopCashback is likely one of the locations that give cashback in your on-line purchases, much like BeFrugal. Factors may not offer the identical cashback service however it’s much like TopCashback as each platforms cater to IHG Rewards Membership members.

While you store at IHG Rewards Membership by TopCashback, you possibly can stand up to 2% cashback on high of the factors you possibly can redeem for reward playing cards.

Different Websites Like Factors

Factors FAQs

What’s Factors?

Since its launch, the corporate’s income has grown to greater than $7.7 million yearly. Furthermore, it has received a number of awards, together with eighth place within the 2022 Record of Greatest WorkPlaces in Canada, from its former rating of tenth place in 2021. 

How lengthy does Factors change take? 

When exchanging factors or miles, you possibly can count on it to finish in 3 to five enterprise days.

The place is Factors headquartered? 

Factors has its foremost workplace in Toronto, Ontario, Canada. 

What airways are in Factors?

A number of the airways you will discover on Factors are Alaska Airways, Hawaiian Airways, Icelandair, and JetBlue Airways. 

Does Factors.com settle for PayPal?

Presently, PayPal is just not included within the checklist of rewards you possibly can redeem. 

Is there a Factors cellular app?

No, there isn’t. Factors is barely accessible by its web site, which you’ll entry on desktop or cellular gadget browsers.



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